What Happens When My Loan Matures?
Understanding your loan maturity and final payment.
When your auto loan with Stellantis Financial Services (SFS) reaches its maturity date, your agreement ends and any remaining balance becomes due. This may include your final scheduled payment plus any interest or fees that have accrued.
How to make your final payment:
You have several convenient options:
ONLINE:
Log in to your mySFS account to set up a one-time payment.
BY PHONE:
Call our Customer Care team at (800) 234-0971, Monday – Friday, 8:00 a.m. – 8:00 p.m. ET.
BY MAIL:
Send your check to:
Stellantis Financial Services
P.O. Box 205749
Dallas, TX 75320-5749
Customers Enrolled in Autopay
- If your final balance is more than your regular monthly payment, only the monthly amount will be debited. You’ll need to pay the difference manually.
- If your final balance is less, the payment will not be automatically processed. You’ll need to make this payment manually.
If You Cannot Pay in Full
Contact our Customer Care team before your maturity date to discuss available options. If the balance is not paid within 30 days after maturity, the account may become delinquent and late payments could be reported to credit bureaus.
After Your Loan is Paid Off
Once your account is paid in full, you can expect to receive your title or lien release (depending on your state) within 30 days. A paid-in-full letter will also be provided for your records.